Qonto - Business Finance App

Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

Anytime and anywhere, Qonto - Business Finance App is ready to help your needs. This featured product from Qonto carries the signature quality of APPzone. Check out the review at Finance.

Direct Access To The App Qonto - Business Finance App

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.
The account that means business
Updated on
Aug 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 5 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

42.3K reviews
Verax Imago
August 4, 2026
I can't evaluate the app itself because after waiting more than a week I couldn't get verified yet, but I will rate the service. After waiting this long I lost interest in opening an account but there is no way to get help from support (either by email or chat box) and there is no way to close the account by myself as well. I thought that opening an account with a neobank would have simplified my company's operations but instead it moves slower than traditional banking institutions.
5 people found this review helpful
Did you find this helpful?
Qonto
August 7, 2026
Hi Verax, We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via [email protected] and we will be happy to help you further.
David Riding
June 28, 2026
I received an email requesting additional info relating to my company (DE), been using Qonto for over 2y, without any problems. I uploaded my PDFs immediately, completed the questionnaire. So, after some months I received an email to say that the account will be closed within 30 days, I didn't upload the docs apparently! A system error! I've tried to contact cust support many times. I have a ticket number only. This has come at a bad time because my accountant needs access for the YE data.
6 people found this review helpful
Did you find this helpful?
Qonto
June 30, 2026
We sincerely apologize for this experience.This is not the standard we hold ourselves to, particularly for a loyal customer of 2+ years. We understand the urgency this creates for your year-end accounting. Please reach out to our support team referencing your ticket, and we will ensure this is treated as a priority. Your Qonto Team
Joe
August 2, 2026
I'm already paying for this, but I have to upgrade to add attachments to my invoices. This is not a legit business banking service. It's another growth hack. Prices are ex vat and unclear, annoying interface. Already desperate to leave.
3 people found this review helpful
Did you find this helpful?
Qonto
August 4, 2026
Hello Joe, We are sorry to read your review. Please note that uploading receipts to your transactions should be possible with all plans. Please write to us at [email protected], we would be happy to help you. Have a nice day.